Low Doc Home Loans Up to $5M
Self-employed, sole trader or looking for additional flexibility? We offer low rate purchase and refinance home loans, with flexible income verification and dedicated expert support.
Low Doc Home Loans Up to $4M
Self-employed, sole trader or looking for additional flexibility? We offer low rate purchase and refinance home loans, with flexible income verification and dedicated expert support.
Calculate Your Home Loan Repayments.
Get your dream home
Low Doc, easy and fast approval
Borrow up to 80% LVR
Affordable Repayments
borrow up to $4M
no excessive fees, no risk fees
How to Apply for a Low Doc Home Loan
Start your Application
Apply online with our easy online home loan application. A dedicated Loan Consultant will give you a call to discuss your home loan requirements and help find the best solution for you.
Provide your Supporting Documentation
We verify your information by receiving some supporting documentation.
We Assess your Application
Our credit team reviews your information and makes an assessment on your application.
Your Loan Documents and Settlement
Loan documents will be sent to you and your property is secured once settlement.
Calculate Your Home Loan Repayments.
Get your dream home
Low Doc, easy and fast approval
Borrow up to 80% LVR
Affordable Repayments
borrow up to $5M
no excessive fees, no risk fees
How to Apply for a Low Doc Home Loan
Start your Application
Apply online with our easy online home loan application. A dedicated Loan Consultant will give you a call to discuss your home loan requirements and help find the best solution for you.
Provide your Supporting Documentation
We verify your information by receiving some supporting documentation.
We Assess your Application
Our credit team reviews your information and makes an assessment on your application.
Your Loan Documents and Settlement
Loan documents will be sent to you and your property is secured once settlement.
TESTIMONIALS
What Our Customers Say...
"Fast, easy, and stress-free!"
As a business owner, I struggled to get a home loan with the banks because my income wasn't "consistent". These guys made it simple with their low doc options. I was approved quickly, and just bought my 3rd investment property!
Nothing better than working with a team who knows what to do, doesn't hassle me and gets me wat I need.
- Alex. G, Melbourne
"They gave me real options tailored to my goals."
As a property investor with multiple income streams, I needed flexibility. They found me a few different low doc loan options that actually suited my investment strategy. I felt in control the whole time.
As someone who has had many finance brokers that were just really unorganised. I really felt informed and satisfied working with you gyus. Thanks *
- Ali. F, Australian Capital Territory
Frequently Asked Questions
Have questions about our services? You're in the right place!
How can I get approved for a low doc loan?
To get approved for a low doc home loan, you need to demonstrate that you can meet the credit eligibility criteria. Some of these include:
- Amount of deposit or equity in your property
- 2 years ABN + GST
- Credit history
- Property Owner
- Verify your income through alternatives like BAS statements, bank statements, or an accountant’s letter.
How much can I borrow with a low doc loan?
Borrow up to 80% of the property value (LVR). In some cases, up to 90% may be possible with additional criteria or lender’s mortgage insurance.
How long does approval take?
Pre-approval can often happen within 24–48 hours once we have your documents. Full approval depends on the lender and property but is generally faster than the banks.
Do I need to have a good credit score for a low doc loan?
A good credit score helps, but it’s not always a deal breaker. Some lenders are more flexible and will still consider your application even with a few credit issues — especially if you have a solid income and a decent deposit.
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